VRA Capital is a private investment firm specializing in real estate-backed investment opportunities. We focus on providing consistent returns through our strategic lending platform. Our team has extensive experience in real estate investing, lending, and asset management. We work by pooling investor capital to fund carefully vetted real estate loans, generating regular quarterly distributions for our investors.

VRA Capital accepts investments from accredited investors only. An accredited investor must meet one of the following criteria:

Individual income exceeding $200,000 in each of the two most recent years

Joint income with spouse exceeding $300,000 in each of the two most recent years

Net worth exceeding $1 million (excluding primary residence)

Certain professional certifications or credentials

When you invest with VRA Capital, you're investing in our real estate lending fund. Your investment is backed by real estate assets through our strategic lending platform. We offer different investment classes with varying return rates and investment minimums. Our current offerings include quarterly distributions ranging from 8% to 12% depending on the investment class chosen.

We maintain strong relationships with our investors and are happy to provide references upon request. Due to privacy considerations, we don't publish individual investor testimonials, but we can share our historical performance data and track record during our investor presentations and discussions.

Yes, we accept investments from self-directed IRAs and other retirement accounts. We have experience working with various IRA custodians and can help guide you through the process. Additionally, VRA Capital Lending Fund is specifically structured to minimize UBTI concerns for retirement accounts.

Our current fund structure does not accommodate 1031 exchanges. However, we may have other investment opportunities that could work with 1031 exchanges. Please contact us directly to discuss your specific situation.

Investors receive quarterly statements detailing their investment performance, distributions, and account status. We provide secure online access to your investment portal where you can view real-time updates, important documents, and distribution history. Our team also sends regular updates about fund performance and significant developments.

VRA Capital primarily operates through our fund structure rather than project-specific syndications. This approach provides diversification across multiple loans and properties, reducing risk while maintaining consistent returns. Our fund structure also allows for more efficient deployment of capital and simplified investor reporting.

Investors receive Schedule K-1 forms annually for tax reporting purposes. These are typically distributed by March 15th of each year. We work with professional accounting firms to ensure timely and accurate tax reporting for all our investors.

As a lending fund, our structure typically generates ordinary income rather than depreciation or passive losses. This makes for simpler tax treatment for most investors. However, we recommend consulting with your tax advisor regarding your specific situation and how an investment with VRA Capital might impact your tax planning.

CLASS A INVESTMENT DETAILS

9-Month Term
8% Annual Return
Monthly Interest Payments
IRA Eligible
Minimum Investment: $50,000

CLASS B INVESTMENT DETAILS

18-Month Term
10% Annual Return
Monthly Interest Payments
IRA Eligible
Minimum Investment: $50,000

CLASS C INVESTMENT DETAILS

36-Month Term
12% Annual Return
Monthly Interest Payments
IRA Eligible
Minimum Investment: $50,000